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Most MDVIP-affiliated primary care practices accept insurance (your physician can tell you whether they accept your specific insurance plan). Your annual fee pays for preventive care medical services that insurance usually doesn’t cover (e.g., advanced diagnostic testing and screenings). Your MDVIP-affiliated physician will continue to bill your insurance and charge copays, co-insurances and deductibles as he or she currently does for other medical services like sick visits.

The MDVIP Wellness Program includes lab tests, screenings and diagnostics that go beyond what is typically included in a basic physical exam. These tests, for example, have been shown to identify 40 percent more people at risk for heart attack or stroke compared to standard cholesterol tests. The detailed results of this additional testing, in combination with one-on-one counseling with your doctor, will be used to develop your customized wellness plan.

Yes. Most MDVIP-affiliated practices accept Medicare. Your doctor can discuss the coverage his or her practice accepts.

Doctors affiliate with MDVIP because they want to practice medicine the way they were trained. They want to have time with their patients, they want to focus more on preventing disease rather than just treating symptoms, and they want have more innovative tools available to them. These doctors want to make a real impact on their patients’ health, but the current healthcare system has gotten in their way, creating long waits, red tape and too little time for meaningful interaction.

No. The annual fee for a membership in an MDVIP-affiliated practice pays for services not typically covered by your insurance and is not reimbursable by insurance.

Most MDVIP-affiliated physicians perform the labs and diagnostics (such as the EKG, vision and hearing, body composition and spirometry as well) at their office. For some, you may have to go to a local lab to have your blood drawn.

MDVIP-affiliated physicians may check on patients at the hospital. This may include one or more visits, cell phone calls or discussions with relatives. Some MDVIP-affiliated physicians practice at the hospital. If so, they may also treat you at the hospital. Either way, they want to support you during your stay. Remember, your physician may not automatically know that you are in the hospital, so please don’t hesitate to inform him or her.

Yes. After you have received your annual wellness services, the yearly fee may be reimbursed by flexible spending accounts (FSAs), medical savings accounts (MSAs), health reimbursement accounts (HRAs), and health savings accounts (HSAs). If requested, your physician will provide you with a statement of services to present to your administrator as reimbursement may be sought through the FSA claim submission process. Please note that the fee cannot be paid using an FSA debit or credit card.

No. In most cases, the annual fee may be paid quarterly, semi-annually or annually, and you may use a major credit card or check. You can also set up convenient automatic payments through a checking or savings account electronic debit option.